Before initiating a withdrawal from your PayPal account to M-PESA wallet, it is recommended that you ensure that the two are linked. This will make it easy for you to transfer funds between the two digital platforms, pay online bills seamlessly, and also receive payments online. In this guide, we will show you how to link your M-PESA wallet to PayPal account and withdraw money easy in Kenya;
How to link M-PESA to PayPal to withdraw money in Kenya
Before you think of linking M-PESA to PayPal in Kenya, you need to ensure that you have a valid M-PESA and PayPal account. If you need to create one, visit this link to create a PayPal account in Kenya. Once you have done that, follow the steps below to link the two accounts.
- Go to the PayPal Mobile Money Service with M-PESA website and click on “Get Started”.
- Log in to your PayPal account and accept the terms and conditions.
- Enter your M-PESA phone number and click on “Link Your Accounts”.
- You will receive a confirmation code via SMS. Enter the code and click on “Confirm”.
You will see a success message and your PayPal balance in Kenyan shillings. You have successfully linked your PayPal and M-PESA accounts. That is how you can link your M-PESA wallet to PayPal in Kenya easily.
How to Top Up PayPal Account Using M-PESA Balance
Once your PayPal account is linked to M-PESA, it will be easy for you to withdraw money, top up funds, pay bills, and buy goods online with these two amazing digital payment platforms. So, if you want to top up funds to your PayPal account using M-PESA, follow these steps below:
- Go to the PayPal Mobile Money Service with M-PESA website and log in to your PayPal account.
- Click on “Top Up to PayPal” and enter the amount you want to top up in Kenyan shillings. You will see the top up fee and the estimated processing time.
- Click on “Continue to Top Up” and note down the Pay Bill number and the account number.
- Go to your M-PESA menu and select “Lipa na M-PESA”.
- Select “Pay Bill” and enter the Pay Bill number and the account number that you noted down.
- Enter the amount you want to top up and your M-PESA PIN.
You will receive a confirmation SMS from M-PESA and an email from PayPal. You will also see a success message and your updated PayPal balance on the website. That is how you can top up funds to your PayPal account using M-PESA. If you want to withdraw money from PayPal to M-PESA, here is how to transfer money easily in Kenya.
Conclusion
We hope this guide has helped you to learn how to link your M-PESA wallet to PayPal account in Kenya to withdraw, top up funds, and pay online bills seamlessly. It is however advisable to review PayPal’s policies and terms of service, as well as the terms and conditions of M-PESA before use.
Frequently Asked Questions
To link PayPal to M-PESA, Log in to your PayPal account and accept the terms and conditions. Enter your M-PESA phone number and click on “Link Your Accounts”. You will receive a confirmation code via SMS. Enter the code and click on “Confirm”.
Yes, PayPal now accepts to withdraw money in Kenya using your M-PESA mobile money wallet. The M-PESA PayPal Service is a collaborative effort between Thunes, Safaricom, and PayPal, offering an efficient money transfer solution to joint PayPal and M-PESA users.
In Kenya, Equity bank is one of the banks that allow withdraw service with PayPal. However, note that this service is exclusive to Equity Bank customers in Kenya, and is accessible using Equity Online and Equity Mobile App.
Currently, PayPal charges a 3% conversion fee on each withdrawal or top up transactions. On the other hand, for Top Ups, M-PESA will charge you a customer to business PayBill charge (the “PayBill Charge”) as detailed in these terms and conditions.
