How to apply for or take a temporary loan on FNB app

FNB (First National Bank) is one of the top tier banking institutions that offers temporary loans to its customers in South Africa. These loans are very essential in the economy since they provide access to short-term credit when needed. So, if you are looking for this kind of offer, we will show you how to apply for or take a temporary loan on FNB mobile banking app instantly.

These temporary loans are often referred to as “Overdrafts” or “Flexi Loans” and offer flexibility in terms of accessing funds up to a predetermined limit. All FNB customers are entitled to these instant short-term loans in case they meet the recommended requirements.

How to apply for or take a temporary loan on FNB app

To apply for a temporary loan, ensure that you have already downloaded and installed the FNB mobile banking app in your smartphone. If you don’t have it yet, simply visit Google play store to get it. After that, follow the steps below to apply for a temporary loan on the FNB mobile banking app in South Africa:

1. Go to your phone and tap the FNB mobile banking pp to launch it
2. Now log in to your FNB account by providing your login details
3. On the home page, navigate to the “Loans” tab and tap on it to access the loan options
4. From the list of the available loan options, select “Get a Temporary Loan Now”
5. This action will launch the loan application process which you will have to follow close using on-screen instructions. However, before you proceed, we recommend that you read and understand the loan regulations.
6. Next, confirm spousal consent as part of the loan application process
7. After, accept the loan terms and conditions offered by FNB before proceeding
8. Then, you will be prompted to accept the loan offer, and also specify the loan amount you want to apply for temporarily from FNB.
9. Now, click “Take up loan” if you want to proceed with the loan agreement. The next step will require you to review and confirm your details before submitting the temporary loan application to FNB via their mobile banking app.
10. If you confirm that everything is okay, you can finally submit your temporary FNB loan application and hold on for an approval.

That is how to apply for or take a temporary loan on FNB mobile banking app online. In case you need more other options, check out this exclusive list of the best instant loan apps in South Africa that also offer individual and business loans without security.