How to apply for cash loan in Home Credit app in Philippines

There are many instant loans apps in the Philippines that allow individuals and businesses to borrow money online but the Home Credit app is still commendable. This app offers instant and affordable mobile and online loans to individuals who cannot access traditional bank loans. So if you want to try it out, we will show you to apply for a cash loan in the Home Credit app online in Philippines in this guide.

How to apply for Cash loan in home credit app in Philippines

To apply for a cash loan using the Home Credit app in the Philippines, ensure that you have downloaded and installed the app in your phone. If you haven’t already, feel free to find the app from Google Play store. Then, you can follow these steps:

  1. Log in to your account using the Home Credit instant loan app
  2. On the home page, simply tap on the “Cash Loan” banner
  3. You may now provide your loan amount the repayment period (months) that best suit you
  4. Then, tap “Continue” to proceed to the Home Credit application form. Here, you will need to provide your personal information and a valid ID.
  5. Once you have provided all the required information, tap “Submit” to finally send in your Home Credit loan application.

That is how to apply for Cash loan in home credit app in Philippines. Keep monitoring the status of your application in the next few minutes. In case it has been approved, you will then be prompted to sign the loan agreement. To do this, you simply must just tap the “Sign the Contract” button. And Once you’ve signed the contract, you’ll receive a text message from Home Credit detailing how you’ll claim the loan proceeds.

Frequently Asked Questions

What is the loan limit in the Home Credit app?

The Home Credit app offers instant and mobile loans that range from ₱3,000 to ₱150,000 in Philippines which are repayable from 6 to 60 months, giving your enough time to prepare and settle all your loan balance.

What is the interest rate in the Home Credit App?

Home Credit app offers instant mobile loans to individuals and businesses in Philippines with an interest rate as low as 1.83% from 6 to 60 months depending on the loan amount you have requested.

What are the requirements to apply for a cash loan in Home Credit app?

To apply for an instant cash loan in Home Credit app in Philippines, you will need to present a Valid ID with home address and reference number in order for your loan request to be successfully accepted.

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