Best International student loans to apply for online in 2024

International student loans are designed to help students cover the cost of education in countries where they are not citizens or permanent residents. These loans are offered by private lenders and sometimes by governments or educational institutions. So, if you are an international student out there in need of financial support to cover your academic requirements, here are the best loans you can apply for in 2024 and pay after graduating and finding a job.

Top International Student loans for 2024

Here are the top 6 best international student loans you can access and apply to online in 2024:

1. Earnest private student loans

Earnest offers private student loans to undergraduate and graduate students to help cover the cost of education. These loans can be used to pay for tuition, fees, books, housing, and other education-related expenses.

To qualify for an Earnest student loan, borrowers must meet certain eligibility criteria, including being enrolled or planning to enroll in an eligible educational program, meeting credit and income requirements, and being a U.S. citizen, permanent resident, or visa holder.

2. Juno Student loans

Juno is a platform that offers student loan assistance to help students reduce the cost of education and manage student debt. They negotiate discounts with educational institutions to reduce the cost of tuition for students. These discounts can vary depending on the school and program but aim to help students save money on their education expenses.

Juno doesn’t offer student loans on its own. Rather, it gathers large groups of prospective borrowers and gets private student loan companies to compete for their business. This approach can help you secure a lower interest rate than you could get on your own.

3. Credible Student loans

Credible offers various types of student loans, including private student loans, Parent PLUS loans, and student loan refinancing. Borrowers can use Credible to find loans for undergraduate and graduate programs, as well as professional degree programs.

Depending on the lender, borrowers may have the option to choose from various repayment terms, ranging from 5 to 20 years. This flexibility allows borrowers to select a repayment plan that fits their budget and financial goals.

4. Ascent Student loans

Ascent offers two main types of student loans: traditional student loans and non-cosigned loans. Traditional student loans require a cosigner, typically a parent or another creditworthy individual, while non-cosigned loans are available for students who meet certain credit criteria on their own.

These loans are accessible to both undergraduate and graduate students pursuing various degrees and programs. You can use these loans to cover tuition, fees, books, housing, and other education-related expenses.

5. MPOWER Financing

MPOWER Financing primarily focuses on providing loans to international and DACA students who may face challenges accessing traditional student loans due to their non-U.S. citizenship or lack of credit history in the United States.

One of the key features of MPOWER Financing student loans is that they do not require a cosigner. This can be beneficial for international students who may not have a U.S. citizen or permanent resident willing or able to serve as a cosigner.

6. Prodigy Finance international student loans

Prodigy Finance primarily focuses on providing loans to international students who are studying abroad, particularly those pursuing graduate degrees such as master’s or doctoral programs. These students may face challenges accessing traditional student loans in their host countries due to factors such as citizenship status, lack of credit history, or limited financial resources.