Top 10 best instant and easy online loan apps for $100 in USA

Are you in the USA looking for the best instant and easy online payday loan apps that offer $100 and more without a bank account and no credit check? Look no further. We have gathered a list of the top 10 mobile loan apps in the USA you may want to try out. All these loan apps cater for both Android and iOS devices and are available for free download.

Best 10 instant loan apps in the USA that offer from $100 and above

We have gathered a number of instant loan apps in the USA that will offer you from $100 and above online through their mobile platforms:

USA Loan App	Loan Amount	Interest Rate	Monthly fee
Brigit Loan App	$50 – $250	No Interest Rate	$8.99
EarnIn Loan App	$100 – $750	No Interest Rate	No monthly fees
Chime USA loans	$20 – $200	9.95% to 24.99%	No monthly fees
MoneyLion App	up to $1000	5.99% to 35.99%	$19.99
Cash Loan App	$20 – $200	15% to 30%	No monthly fees
Dave Loan App	up to $500	No Interest Rate	$1
Payactiv Loan App	up to $250	No Interest Rate	No monthly fees
Revolut Loan App	From $2,000	from 5.99%	No monthly fees
Klover Loan App	$5 to $225	No Interest Rate	$3.99
Payday Loans USA	$50 and $500	11% to 35%	No monthly fees

Instant Loan apps that offer $100 in the USA

1. Brigit loan app: Borrow & Build Credit

Brigit is one of the best instant loan apps in the USA, offering a range of financial services designed to help users avoid overdraft fees, build credit, and manage their finances. One of the key benefits is that the Brigit loan app provides interest-free cash advances of up to $250. These loans will help you cover short-term financial gaps. In fact, when you apply for loan advances through the Brigit credit pp, your loan advances are typically deposited within 1-2 business days.

With the Brigit loan app in the USA, you have the freedom to borrow between $50 and $250 with no interest charges. However, the Brigit loan app will charge you a $9.99 monthly fee. If you want to borrow a loan of up $100 online using the Brigit app, simply download and install this instant credit loan app from Google play store.

2. EarnIn loan app USA: Make Every Day Payday

EarnIn is another instant loan app that can offer up to $100 and more without a bank account and no credit check. It is one of the most popular and commendable Payday loan apps that offers small cash advances on your paycheck, which can be a useful alternative to traditional payday loans. The good news is that EarnIn does not charge any interest on the money that you withdraw.

So, if you are interested in this loan app available for users residing in the USA, you will simply download the app for free from Google Play Store or App store to get started.

3. Chime USA – Loan & Mobile Banking App

Chime, as a popular Fintech and payday loan provider in the USA offers various financial services through its mobile app available on Google play Store for free. One of their most consumed product and service is the fee-free online checking account with no minimum balance requirements, no monthly fees, and no foreign transaction fees.

Additionally, through their Credit Builder Card, Chime helps users build their credit. It requires no annual fees or interest, and the credit limit is determined by the amount moved from the checking account to the Credit Builder account. Payments are reported to major credit bureaus, helping users improve their credit scores without the risk of overspending since it doesn’t report credit utilization

4. MoneyLion Loan app: Bank & Earn Rewards

Another incredible instant loan app in the USA capable of offering more than $100 online is the MoneyLion mobile app. Their quick loans come with low interest rates, but a membership fee is required. Whether you need to establish or rebuild your credit, the Credit Builder Plus Membership helps you improve your credit while saving money, all without a hard credit inquiry.

If you are in the USA and interested in such a loan app, then you can download it and get started today. The benefit for people in the USA is that this program offers a maximum loan amount of $1,000 and you will receive some of the loan amount upfront while the remainder is stored in a reserve account.

5. Cash App: Same Day Loan in USA

Cash App offers a loan service called “Borrow” which allows eligible users in the USA to take out short-term loans ranging from $20 to $200. This service charges a 5% fee on the loan amount, and if the loan is not repaid within the four-week term, a 1.25% finance charge is added weekly.

Not all users have access to this feature, as it depends on eligibility which can be checked within the app. Users can contact Cash App support if they don’t see the Borrow option but believe they should be eligible. If you are in the USA and interested in taking instant loans with Cash App, download it for free from App store or Google play store.

6. Dave loans – Banking & Cash Advance App

When it comes to offering instant small cash advances in the USA, from $100 and below, or even up to $500 with no interest, late fees or credit checks, Dave easy credit mobile app is a pro. Their banking services are designed to help users avoid overdraft fees and manage their finances more effectively.

Additionally, in partnership with LevelCredit, Dave offers a service to report rent, utility, and cell phone payments to credit bureaus, which can help users build or improve their credit scores. If you are in the USA, you can access Dave financial services by downloading and installing their mobile application.

7. Payactiv loan app USA

Another financial wellness and loan app in USA that cannot miss on our lost is the Payactiv. This app was designed to provide employees with early access to their earned wages and various financial tools. With Payactiv, employees can access up to 50% of their earned wages before payday, which can be transferred to a bank account, Payactiv Visa Card, or used for various payments such as bills and Uber rides.

Just like other instant mobile apps in the USA that offer more than $100 credit without a bank account or credit check, Payactiv also has a free mobile app that is available for download in both Android and iOS supported devices.

8. Revolut – Instant loan app in USA

Revolut offers various financial services in the USA, including personal loans. These loans are facilitated through the Revolut app, allowing users to apply directly from their mobile devices. However, the minimum loan amount you can apply for from Revolute credit app in the USA is $2,000.

On the other hand, Revolut unsecured personal loan interest rates ranges from 11.4% to 23.2%. The only challenge we found with the Revolute instant loan app in the USA is that to access full features, users need to subscribe to Premium ($9.99/month) or Metal ($16.99/month) plans.

9. Klover – Instant Cash Advance

If you are in the USA and need an instant hustle-free $100 loan online, no credit check or without a bank account, then another app you may want to try out is the Klover Instant Cash Advance. This financial app offers cash advances up to $200 without interest or fees.

However, Klover might not be suitable for gig workers or those with irregular income. Additionally, the maximum advance amount is relatively low compared to some competitors included on this list of instant loan apps in the USA.

10. Payday Loans USA – Loan App

Lastly on our list of the apps that can offer instant $100 loans and don’t need a bank account or credit check is the Payday Loans USA. This is one of the many payday loan applications available in the USA to help users get quick access to cash before their next paycheck.

What makes it unique is that it caters both upper and lower loan limits. This is because the app allows users to borrow small amounts of money, usually between $50 and $500, to cover urgent expenses. These loans are expected to be repaid on the next payday.

Editorial Review

As we wind up our list of the best loan apps in the USA capable of offering instant loans of $100 or more without bank account and no credit check, we hope we have answered your most burning questions. Additionally, we hope this list has helped you find the most appropriate loan app for your needs.

However, we recommend that you always review the loan terms and policies of each loan app before accepting or applying for a loan. In case you need more answers to your questions, feel free to check our FAQ section below:

Frequently Asked Questions

What app can I borrow $100 from in the USA?

Here are some of the online loan apps where you can borrow up to $100 in the USA:
– Empower: $10 to $250.
– EarnIn: $100 to $750
– Varo: $20 to $500
– Dave: Up to $500.

What app will give me $200 instantly?

Here are some of the online loan apps where you can borrow up to $200 instantly in the USA:
– Dave loan app: Up to $500
– Brigit: $50 to $250
– Chime: $20 to $200
– Current: $25 to $200

How can I borrow 100 dollars fast?

Here are some of the app you can trust to borrow up to 100 dollars in the USA instantly without a bank account or credit check:
– Klover
– Zip
– Possible Finance
– Payday advance apps
– Buy-now, pay-later
– Payday loans

Is it possible to borrow money without a credit check?

Yes, it is possible to borrow money without a credit check through various financial services and products. Such loan apps that accept bad credit include Brigit, EarnIn, Chime, MoneyLion, Dave, Payactiv, etc

Which app is easy to borrow loan in the USA?

There are lots of trusted and easy loan apps in the USA you can use to borrow instant money such as Brigit, EarnIn, Chime, MoneyLion, Dave, Payactiv, etc