How to apply for Absa Credit card faster in 2024 (SA)
Do you want to start purchasing goods, paying services online or withdraw money from your Absa account easily without any hassle? Then you simply need a credit card. With you Absa credit card, you may never want to queue up in the bank again just trying to withdraw money. In this guide, we will show you exactly how to apply for Absa Credit card faster and easily online and a series of things you can do with your credit card.
Having a credit card liked to your bank account will save you lots of trouble while also making your life simple. An Absa credit card offers a convenient and flexible payment solution, along with additional benefits and features to suit your lifestyle and financial needs as we shall see below.
What can I do with my Absa credit card?
Once you have an Absa credit card, here are a series of benefits and things you can do with your credit card in terms of seamless transactions:
Making purchases: Like any credit card, you can use your Absa credit card to make purchases at millions of merchants worldwide, both in-store and online.
Cash withdrawals: You can use your Absa credit card to withdraw cash from ATMs, providing access to emergency funds or additional cash when needed.
Credit card rewards: Depending on the type of Absa credit card you have, you may be eligible for rewards programs that allow you to earn points or cashback on your purchases.
Flexible repayment options: Absa credit cards offer flexible repayment options, allowing you to pay off your balance in full each month to avoid interest charges or make minimum payments and carry a balance over time.
Contactless payments: Many Absa credit cards are equipped with contactless payment technology, allowing you to tap your card on a contactless-enabled terminal to make fast and secure transactions without needing to insert your card or enter a PIN.
Online banking: You can manage your Absa credit card account online or through the Absa Mobile Banking app, allowing you to view transactions, check your balance, make payments, and monitor your spending anytime, anywhere.
How to apply for Absa Credit card faster online in South Africa
Here are the steps you will follow to apply for an Absa credit card faster online without having to visit any Absa bank branch in South Africa:
Simply go to Absa digital platform and choose the option that best suits you. For instance, if you are a new customer applying for Absa credit card for the first time, select “New customer” and apply.
You can also choose to visit any Absa bank branch near you in South Africa for support on applying for a credit card. Simply call: 0861 114 411, or visit during weekdays 08:00 – 17:30. Saturday 08:00-13:00
How do I qualify for an Absa credit card in South Africa?
To qualify to apply for an Absa credit card in South Africa, you must have the following requirements at the time of applying:
- You must be 18 years or above
- Your monthly income must be at least R2000
- You must have a valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months.
- Subject to affordability assessment
